Regency Fincorp

Regency Fincorp’s board approved the issue of 50,000 secured, rated and listed NCDs with a face value of ₹10,000 each, totalling ₹50 crore. The issue comprised a ₹30 crore base tranche and a ₹20 crore green-shoe option, with a 15-month tenure, 12% annual interest paid monthly and principal due at maturity. The debentures were proposed for listing on BSE and secured by 1.25 times cover, with 90% of the backing from MSME secured-loan receivables and 10% from Cashmysalary digital-lending receivables. The board appointed Catalyst Trusteeship as trustee and Credora Partners as merchant banker, and considered ESOPs and a possible issue of equity shares, warrants or CCDs subject to approvals. The company had raised about ₹320 crore through 10 NCD tranches between January and August 2026.

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Regency Fincorp’s board approved a private placement of secured, rated and listed non-convertible debentures aggregating ₹50 crore, comprising a ₹30 crore base issue and a ₹20 crore green-shoe option. The 15-month instruments carried a 12% annual coupon payable monthly and were backed by receivables with a 1.25 times security cover. The board also considered an employee stock-option plan and a possible issue of equity shares, warrants or compulsory convertible debentures, subject to statutory and regulatory approvals. The lender had raised about ₹320 crore through 10 NCD tranches between January and August 2026. Its loan advances stood at ₹260.6 crore at March 2026, while assets under management reached ₹345.2 crore by June 2026.

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Regency Fincorp's board approved the private-placement issuance of 75,000 secured, rated and listed non-convertible debentures worth ₹75 crore. The issue comprised a ₹25 crore base issue and a ₹50 crore green-shoe option, with a tenure of 30 months. The proceeds were earmarked for the company's secured MSME lending and digital lending operations. Regency reported 45% year-on-year AUM growth in FY26 and a net interest margin of 10.3%. Its AUM stood at ₹345.2 crore in June 2026, while about ₹320 crore of NCD tranches had been raised between January and August.

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Sept 9 (Reuters) - Regency Fincorp Ltd RGEN.BO:

• APPROVES ISSUANCE OF 50,000 SECURED NCDS FOR 500 MILLION RUPEES

Further company coverage: RGEN.BO

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Regency Fincorp's board approved a ₹75 crore private placement of 75,000 secured, rated and listed non-convertible debentures, comprising a ₹25 crore base issue and a ₹50 crore greenshoe option. The 30-month instruments carried a 13% annual coupon, were proposed for listing on BSE and included principal repayments after 18, 24 and 30 months. The approval followed NCD allotments of ₹30 crore, ₹60 crore and ₹50 crore between July and August. Secured MSME lending accounted for 61% of AUM in FY26, up from 17.75% a year earlier, while JLG exposure fell to 10.73% from 17.25%. Q1 FY27 debt stood at ₹215 crore, and the board had approved a ₹1,300 crore borrowing ceiling on 2 September.

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Regency Fincorp's board approved a proposal to raise ₹75 crore through 75,000 secured, rated and listed non-convertible debentures via private placement. The issue comprised a ₹25 crore base tranche and a ₹50 crore green-shoe option, carrying a 13% annual coupon over 30 months, with principal repayments of 30%, 30% and 40% at months 18, 24 and 30. The notes were proposed to be listed on BSE, with 1.35-times security cover over specified loan receivables; Catalyst Trusteeship and Horizon Management were appointed trustee and merchant banker. The company had allotted ₹60 crore and ₹50 crore of NCDs in August. Its debt profile stood at ₹215 crore and AUM at ₹345 crore in the June quarter, while secured loans accounted for ₹230 crore. FY26 operating income was ₹40.1 crore and PAT ₹13.4 crore.

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Regency Fincorp's board approved a borrowing limit of up to ₹1,300 crore, subject to shareholder approval at its 33rd annual general meeting. It also approved a revision in limits for privately placed non-convertible debentures and commercial papers, and changes to loan terms for conversion of the loans into equity shares, subject to lender agreement and shareholder approval. The board approved remuneration increases for Managing Director Gaurav Kumar, Whole-Time Director Sarfaraz Mallick and COO Neha Abrol, effective 1 April 2026, and redesignated Vishal Rai Sarin as a non-executive non-independent director. The AGM was scheduled for 29 September 2026 at 12:30 p.m. through video conference. Regency Fincorp had ₹215 crore of debt at the end of June 2026 and had allotted ₹60 crore and ₹50 crore of secured NCDs in August.

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Regency Fincorp's board approved a borrowing limit of up to ₹1,300 crore, subject to shareholder approval, and approved a revision in the limits for privately placed non-convertible debentures and commercial papers. It also approved changes to loan terms that could allow loans to be converted into equity, conditional on lender agreement and member approval. The board approved remuneration increases for Managing Director Gaurav Kumar, Whole-Time Director Sarfaraz Mallick and COO Neha Abrol, and redesignated Vishal Rai Sarin as a non-executive non-independent director. Regency's 33rd annual general meeting was scheduled for 29 September 2026, while its debt profile stood at ₹215 crore in the June quarter and it had allotted several NCD tranches during June-August.

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Regency Fincorp's board approved a borrowing ceiling of up to ₹1,300 crore, subject to shareholder approval at the company's 33rd annual general meeting. It also approved revised limits for issuing non-convertible debentures and commercial papers through private placement, along with changes to loan terms involving conversion into equity shares, subject to lender and member consent. The board approved higher remuneration for Managing Director Gaurav Kumar, Whole-Time Director Sarfaraz Mallick and COO Neha Abrol from 1 April 2026, and redesignated Vishal Rai Sarin as a non-executive non-independent director. The annual general meeting was scheduled to take place through video conference on 29 September 2026, with e-voting from 26 to 28 September. Regency's recent financing has included secured NCD placements of ₹30 crore, ₹60 crore and ₹50 crore carrying coupons of 13% to 14%.

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Regency Fincorp allotted ₹50 crore of 13% listed, secured, rated and redeemable NCDs through a private placement to Sunrise Gilts and Securities, Eshiruss Financial Consultants and Infixin Technologies. The debentures carried a 36-month tenor and matured on 27 August 2029, with principal repaid in five 20% instalments from the 32nd to the 36th month. The issue followed a board-approved ₹35 crore base issue earlier in August and a ₹60 crore NCD allotment on 19 August. Regency’s secured loan book stood at ₹230 crore and total assets under management at ₹345 crore at the end of June 2026.

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Regency Fincorp allotted 50,000 listed, secured, rated and redeemable NCDs worth ₹50 crore to three identified investors on 27 August 2026. The debentures carry a 13% coupon, mature on 27 August 2029 and are listed on BSE, with a 1.35-times security cover over secured MSME and digital-lending receivables. The company’s recent debt programme included a ₹60 crore NCD allotment and a ₹35 crore board-approved issue. Its secured loan book stood at ₹230 crore in June, while total debt was ₹215 crore at the end of the quarter.

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Regency Fincorp announced plans to raise up to ₹110 crore through two secured, rated and listed NCD private placements, comprising ₹60 crore and ₹50 crore issues. The ₹50 crore tranche carries a 13% annual coupon payable monthly, a 36-month tenure and 1.35x security cover. The ₹60 crore tranche carries a 13.5% coupon, a 15-month tenure and 1.25x security cover. The NBFC's AUM stood at ₹345 crore in the June 2026 quarter, including a ₹230 crore secured book and a ₹23.4 crore digital book.

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Aug 19 (Reuters) - Regency Fincorp Ltd RGEN.BO:

• REGENCY FINCORP - RAISES 1.10 BILLION RUPEES THROUGH SECURED NCD ISSUANCES

Source text: ID:nBSE4sHBVM

Further company coverage: RGEN.BO

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Regency Fincorp approved a ₹35 crore private placement of 35,000 secured, rated and listed non-convertible debentures on 17 August 2026. The issue comprised a ₹20 crore base tranche and a ₹15 crore green-shoe option, carried a 13% annual coupon payable monthly and had a 36-month maturity. Principal was scheduled to be repaid in five equal instalments from the 32nd to the 36th month, backed by 1.35 times security cover. The company had ₹215 crore of debt at the end of the June quarter, with NCDs its largest funding bucket, and had approved a separate ₹60 crore NCD issue four days earlier.

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Regency Fincorp's board approved a ₹35 crore private placement of 35,000 secured, rated and listed non-convertible debentures, comprising a ₹20 crore base issue and a ₹15 crore green-shoe option. The NCDs will carry a 13% annual coupon paid monthly, mature 36 months after allotment and repay principal in five equal 20% instalments from the 32nd to the 36th month. They will have 1.35-times security cover, including secured receivables from MSME and digital-lending loans with zero days past due, and are proposed to be listed on BSE. Catalyst Trusteeship Limited was appointed trustee and Horizon Management Pvt Ltd merchant banker for the issue. Regency had allotted ₹30 crore of 14% NCDs on August 11 and approved a separate ₹60 crore, 13.5% 15-month issue on August 13.

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Aug 17 (Reuters) - Regency Fincorp Ltd RGEN.BO:

• REGENCY FINCORP - APPROVES ISSUANCE OF NCDS AGGREGATING TO 350 MILLION RUPEES ON PRIVATE PLACEMENT

Source text: ID:nBSEbqFb6D

Further company coverage: RGEN.BO

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Regency Fincorp Limited's board of directors on 29 July 2026 approved the issuance of 30,000 secured non-convertible debentures aggregating to ₹30 crore on a private placement basis. The NCDs carry a 14% annual coupon, a 370-day tenure, and a 1.25x security cover on present and future receivables. The board also took note of the redemption of 95% of earlier NCDs worth ₹23.75 crore and appointed Catalyst Trusteeship Limited as debenture trustee and Credora Partners as merchant banker.

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Regency Fincorp Limited's allotment committee on 23 July 2026 approved the private placement of 40,000 secured, rated, redeemable non-convertible debentures totalling ₹40 crore to two institutional investors. The NCDs, each with a face value of ₹10,000, carry a 14% annual coupon and a 12-month 5-day tenor, maturing on 28 July 2027. Allottees are RNB Corporate Services Private Limited and L C Capital India Private Limited. Principal repayment is structured with 95% of the amount returning in the sixth month and the remaining 5% at maturity, while interest is paid monthly. The debentures are secured by a 1.25x charge on performing loan receivables.

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Regency Fincorp Limited issued a corrigendum on Tuesday correcting the size of its board-approved non-convertible debenture issuance from ₹25 crore to ₹40 crore. The company had earlier disclosed a board meeting outcome on July 20 that mistakenly stated the NCD issue size. The revised issue comprises a ₹15 crore base tranche and a ₹25 crore green shoe option, totalling ₹40 crore, with the debentures carrying a 13% annual coupon and a 30-month maturity. The company also changed the merchant banker for the proposed private placement to Horizon Management India Private Limited, replacing Credora Partners. All other terms, including the security cover and payment schedule, remain unchanged from the original announcement.

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Regency Fincorp Limited's board of directors on Monday approved the issuance of 25,000 secured, rated, listed non-convertible debentures aggregating ₹25 crore through a private placement, the company informed stock exchanges. Each NCD carries a face value of ₹10,000 and offers a 13% annual coupon payable monthly, with principal amortisation starting after 18 months and full redemption by 30 months from the allotment date. The debentures will be secured by a 1.35x cover on receivables, and Catalyst Trusteeship has been appointed as debenture trustee with Credora Partners as the merchant banker. Separately, the board approved standalone unaudited financial results showing net profit of ₹7.03 crore for the June quarter, up from ₹3.16 crore a year earlier, alongside the required regulatory certificates.

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Regency Fincorp announced on July 14, 2026, that it successfully completed a ₹50 crore listed non-convertible debenture (NCD) issue during the first quarter of the fiscal year, strengthening its liquidity and capital base. The NBFC also reported that its secured loan book grew 45% to ₹230 crore by June 2026, while the proportion of unsecured loans fell from 26% to 18%. The company launched a digital lending platform, 'Cash My Salary', building a ₹23 crore digital loan portfolio. Assets under management stood at ₹261 crore as of March 2026, and the company targets AUM of ₹500–550 crore, supported by a planned additional fund raise of ₹150 crore. Managing Director Gaurav Kumar highlighted the milestone as a reflection of investor confidence in the firm’s vision.

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July 14 (Reuters) - Regency Fincorp Ltd RGEN.BO:

• REGENCY FINCORP - TO CONSIDER ISSUE OF LISTED SECURED NON-CONVERTIBLE DEBENTURES ON PRIVATE PLACEMENT

Source text: ID:nBSE1wx73x

Further company coverage: RGEN.BO

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Regency Fincorp Limited has allotted 15,000 secured, rated, redeemable non-convertible debentures (NCDs) of ₹10,000 face value each on a private placement basis, raising ₹15 crores. The NCDs carry an annual coupon of 13% and mature in 30 months, with principal repayment staggered across the 18th, 24th, and 30th months. The allottees are Infixin Technologies Private Limited and Eshiruss Financial Consultants Private Limited. The securities are secured by a 1.35x exclusive charge over the company's performing loan receivables, with a first-ranking pari-passu charge over current and fixed assets if the security cover drops below the threshold. The issuance aligns with the company's strategy of diversifying its borrowing base to expand its MSME and digital lending businesses.

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June 4 (Reuters) - Regency Fincorp Ltd RGEN.BO:

• REGENCY FINCORP - APPROVES ISSUE OF SECURED NCDS FOR 500 MILLION RUPEES ON PRIVATE PLACEMENT

Source text: ID:nBSE8MlkHF

Further company coverage: RGEN.BO

(([email protected];))

June 2 (Reuters) - Regency Fincorp Ltd RGEN.BO:

• REGENCY FINCORP - PURSUES 350 MILLION RUPEES THROUGH DUAL NCD TRANSACTIONS, WITH 250 MILLION RUPEES GRENSHOE OPTION

Source text: ID:nBSE6zTZwh

Further company coverage: RGEN.BO

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June 1 (Reuters) - Regency Fincorp Ltd RGEN.BO:

• REGENCY FINCORP - TO CONSIDER ISSUE OF NCDS ON PRIVATE PLACEMENT

Source text: ID:nBSEc6B126

Further company coverage: RGEN.BO

(([email protected];))

May 8 (Reuters) - Regency Fincorp Ltd RGEN.BO:

• REGENCY FINCORP LTD - TO ISSUE 1000 SECURED NCDS FOR 100 MILLION RUPEES ON PRIVATE PLACEMENT BASIS

Source text: ID:nBSEbCcd7D

Further company coverage: RGEN.BO

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April 21 (Reuters) - Regency Fincorp Ltd RGEN.BO:

• REGENCY FINCORP LTD - TO CONSIDER ISSUE OF NON-CONVERTIBLE DEBENTURES

Source text: ID:nBSE8N1Bfd

Further company coverage: RGEN.BO

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April 10 (Reuters) - Regency Fincorp Ltd RGEN.BO:

• REGENCY FINCORP LTD - TO ISSUE SECURED NCDS WORTH 300 MILLION RUPEES ON PRIVATE PLACEMENT BASIS

Source text: ID:nBSE9k3ySr

Further company coverage: RGEN.BO

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March 25 (Reuters) - Regency Fincorp Ltd RGEN.BO:

• REGENCY FINCORP LTD - PLANS ISSUANCE OF NCDS UP TO 5 BILLION RUPEES IN FY2026-27

Source text: ID:nBSE7F6Kvd

Further company coverage: RGEN.BO

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