Ujjivan Small Fin

Ujjivan Small Finance Bank scheduled four investor meetings with Millennium Management, Ageas Federal Life, Pictet AM and Schonfeld Strategic for September 15 and 17, 2026. The Millennium Management, Ageas Federal Life and Schonfeld Strategic meetings were to be held virtually, while Pictet AM was due to visit a branch in Lucknow. No unpublished price-sensitive information would be shared in the meetings, and the September 15 sessions had been arranged at short notice. Its gross loan book stood at about ₹40,655 crore at the end of FY26, while secured lending accounted for more than half of the book in the first quarter of FY27.

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Ujjivan Small Finance Bank scheduled in-person investor meetings with ICICI Prudential Life Insurance in Mumbai on 7 September 2026 and HDFC Life Insurance on 10 September. Both meetings were set for 11:30am to 12:30pm, and the bank said the 7 September meeting had been finalised at short notice. It said no unpublished price-sensitive information would be shared at either meeting. The bank's recent investor calendar included interactions with Citadel, Nomura Financial, IIFL Capital and Yes Securities in August. It reported a gross loan book of about ₹40,655 crore at FY26-end and net profit of ₹693 crore for the year.

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** Shares of Ujjivan Small Finance Bank UJJI.NS fall as much as 6.1%; last down 4.3% at 62.6 rupees

** Stock set for second straight session of losses

** Bank said on September 1 that CEO Sanjeev Nautiyal stepped down from his role with immediate effect due to health issues

** RBI approved appointment of Executive Director Carol Furtado as interim CEO from September 1

** Shares down 9.4% since the announcement

** Equirus Securities ("Long": PT: 85 rupees) says while Nautiyal's retirement comes as a surprise, near-term transition appears manageable given Furtado’s long association with bank

*** Believes UJJI has a strong second layer management team to ensure continuity of bank's strategy and growth plans

** While uncertainty over MD & CEO could weigh on stock in near term, brokerage believes downside is limited after sharp correction; retains estimates

** YTD, stock up 17%

(Reporting by Mridula Kumar in Bengaluru)

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Ujjivan Small Finance Bank received Reserve Bank of India approval to appoint Carol Furtado, its executive director, as interim chief executive for three months from September 1, or until a regular managing director and CEO was appointed, whichever came earlier. The notice superseded an earlier letter issued on the same day. Sanjeev Nautiyal had taken over as the bank's chief executive in July 2024 after Ittisa Davis. Ujjivan's gross loan book stood at about ₹40,655 crore at the end of FY26, with secured lending accounting for 49.4%.

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Sept 1 (Reuters) - Ujjivan Small Finance Bank Ltd UJJI.NS:

• UJJIVAN SMALL FINANCE BANK - RBI APPROVES APPOINTMENT OF CAROL FURTADO AS INTERIM CEO OF UJJIVAN SMALL FINANCE BANK

• UJJIVAN SMALL FINANCE BANK - CAROL FURTADO APPOINTED INTERIM CEO FOR THREE MONTHS EFFECTIVE SEPTEMBER 1, 2026

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Further company coverage: UJJI.NS

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Ujjivan Small Finance Bank scheduled four investor or analyst meetings from 19 to 24 August in Bengaluru and Mumbai. The programme included a virtual meeting with Citadel on 20 August, alongside in-person meetings with Nomura Financial, IIFL Capital and Yes Securities Conference. The bank said the schedule had been finalised at short notice and that no unpublished price-sensitive information would be shared. At the end of March, secured loans accounted for about 47% of its book, while Q1 FY27 PAT was ₹317 crore and GNPA was 2.16%.

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** Shares of Ujjivan Small Finance Bank UJJI.NS rise 4% to 71.5 rupees

** Private lender's Q1 PAT more than triples Y/Y driven by healthy loan growth and resilient margins

** Bank's increasing product penetration across branches should lead to higher growth ahead, HSBC says; retains "buy," raises PT to 83 rupees, from 72 rupees

** Ujjivan demonstrating strong execution on portfolio diversification, with strengthening asset quality and resilient margins, Ambit Capital says; maintains "buy," raises PT to 82 rupees from 72 rupees

** Stock rated "strong buy" on avg by 18 analsysts; median PT 82.5 rupees - data compiled by LSEG

** Stock up 30% YTD

(Reporting by Aleef Jahan in Bengaluru)

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Ujjivan Small Finance Bank released its Q1 FY27 investor presentation, revising its full-year return on asset guidance upward to 1.8–2.0% and tightening its credit cost forecast to 0.9–1.0% of average total assets. The upgrade follows a quarter in which net profit surged 207% year-on-year to ₹317 crore, supported by stable net interest margins and lower provisioning. Secured loans now account for over half the gross loan book, reflecting the bank's diversification strategy. The presentation also introduced new retail offerings including mutual fund distribution and co-branded credit cards.

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July 23 (Reuters) - Ujjivan Small Finance Bank Ltd UJJI.NS:

• UJJIVAN SMALL FINANCE BANK Q1 NET PROFIT 3.17 BILLION RUPEES

• UJJIVAN SMALL FINANCE BANK Q1 GROSS NPA 2.16%

• UJJIVAN SMALL FINANCE BANK Q1 INTEREST EARNED 20.25 BILLION RUPEES

• UJJIVAN SMALL FINANCE BANK Q1 PROVISIONS & CONTINGENCIES 1.27 BILLION RUPEES

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July 10 (Reuters) - Ujjivan Small Finance Bank Ltd UJJI.NS:

• UJJIVAN SMALL FINANCE BANK - VENTURED INTO MUTUAL FUND DISTRIBUTION IN MAY THIS YEAR

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May 8 (Reuters) - Ujjivan Small Finance Bank Ltd UJJI.NS:

• UJJIVAN SMALL FINANCE BANK MARCH-QUARTER NET PROFIT 2.82 BILLION RUPEES

• UJJIVAN SMALL FINANCE BANK MARCH-QUARTER GROSS NPA 2.26%

• UJJIVAN SMALL FINANCE BANK MARCH-QUARTER INTEREST EARNED 18.78 BILLION RUPEES

• UJJIVAN SMALL FINANCE BANK MARCH-QUARTER PROVISIONS CONTINGENCIES 1.44 BILLION RUPEES

Source text: ID:nNSExNpnS

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April 28 (Reuters) - Ujjivan Small Finance Bank Ltd UJJI.NS:

• UJJIVAN SMALL FINANCE BANK LTD - TO CONSIDER FUNDRAISING

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** Shares of Ujjivan Small Finance Bank UJJI.NS fall 3.71% to 58.06 rupees

** Set to log losses after four sessions of gains

** India's central bank has turned down UJJI's recent application for universal bank status, citing the need for greater diversification of its loan book

** RBI "took note of the bank's recent efforts towards diversification of its loan portfolio. However, they were of the view that there is scope for progress in this area," the lender said in a stock exchange disclosure late Monday

** A transition to universal bank allows lenders to offer a wider range of services and expand beyond their original mandate of serving underserved segments

** Ujjivan SFB had first applied for the transition in February last year

** As on December 2025, loan book stood at 370.5 billion rupees with deposits worth 422.2 billion rupees

** Analysts have a "strong buy" rating on avg; median PT is 72 rupees - data compiled by LSEG

** YTD, UJJI up ~9%

(Reporting by Urvi Dugar in Bengaluru)

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April 13 (Reuters) - India's Ujjivan Small Finance Bank Ltd UJJI.NS on Monday said the country's central bank has turned down its application to transition to universal bank status.

(Reporting by Abinaya V in Bengaluru; Editing b Tasim Zahid)

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** Shares of India's Ujjivan Small Finance Bank UJJI.NS rise 9.7% to a record high of 68 rupees

** Indian small finance bank reported nearly 71% profit jump in quarter ended December 2025; interest earned rose by 10%

** More than 28 mln shares traded by 10 pm; more than twice the 30-day avg

** All 15 analysts covering the stock rate it as "buy" or "strong buy"; median PT is 72 rupees

** Stock up ~57% in 2025

(Reporting by Abhirami G in Bengaluru)

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Jan 22 (Reuters) - Ujjivan Small Finance Bank Ltd UJJI.NS:

• UJJIVAN SMALL FINANCE BANK Q3 NET PROFIT 1.86 BILLION RUPEES

• UJJIVAN SMALL FINANCE BANK Q3 GROSS NPA 2.38%

• UJJIVAN SMALL FINANCE BANK Q3 INTEREST EARNED 17.52 BILLION RUPEES

• UJJIVAN SMALL FINANCE BANK Q3 PROVISIONS & CONTINGENCIES 1.95 BILLION RUPEES

Source text: ID:nnAZN4S2MYI

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** Shares of Ujjivan Small Finance Bank UJJI.NS rise 4% to 57.98 rupees

** Stock set for its highest level in almost two years, if current trend holds

** The lender's total deposits rise 22% in the quarter ended December 31 to 422.19 billion rupees ($4.68 billion)

** Gold and vehicle loans took UJJI's gross loan book to 370.55 billion rupees, a 21.6% rise yoy

** Quarterly Gross NPA improves to 2.39% vs 2.68%

** Fifteen analysts have a "buy" rating on avg; median PT is 59 rupees, as per data compiled by LSEG

** YTD, UJJI stock up 9.1%

($1 = 90.2450 Indian rupees)

(Reporting by Urvi Dugar in Bengaluru)

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Oct 3 (Reuters) - Ujjivan Small Finance Bank Ltd UJJI.NS:

• UJJIVAN SMALL FINANCE BANK LTD - TOTAL DEPOSITS AS OF SEPT END UP 14.8% YOY

• UJJIVAN SMALL FINANCE BANK LTD - GROSS LOAN BOOK AS OF SEPT END UP 14.0% YOY

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** Ujjivan Small Finance Bank UJJI.NS rises 2.7% to 48.8 rupees; marks highest intraday pct gain since June 10

** BOB Capital Markets initiates with "buy"; sets PT of 59 rupees, implying 24% upside to last close

** Highlights bank's shift to secured lending, with those loans rising to 43% of gross advances in FY25 from year-ago 30%

** Says bank moving to higher yielding individual loans within unsecured book; individual loans amounting to 28% of gross microfinance institution (MFI) loans as of March vs year-ago 23%

** Notes asset quality better than peers'; MFI stress expected to normalise from H2 FY26

** Forecasts "healthy" 19% loan CAGR over FY25–FY27, with RoA/RoE improving

** UJJI rated "buy" on avg; median PT is 55 rupees, per data compiled by LSEG

** Stock gains 44% YTD

(Reporting by Rudra Pratap Singh in Bengaluru)

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July 4 (Reuters) - Ujjivan Small Finance Bank Ltd UJJI.NS:

• JUNE-QUARTER GROSS LOAN BOOK UP 10.7% Y/Y

• JUNE-QUARTER TOTAL DEPOSITS UP 18.8% Y/Y

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June 20 (Reuters) - India's central bank on Friday reduced the mandated portion of lending that small finance banks have to extend to priority sectors such as agriculture and small businesses, lowering it by 15 percentage points.

Small finance banks currently have to extend 75% of their loans to priority sectors. After a review, the Reserve Bank of India has effectively cut the requirement to 60% of total lending.

(Reporting by Manvi Pant in Bengaluru; Editing by Vijay Kishore)

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** Sustained recovery in earnings growth for corporate India is "still a few quarters away", says HSBC Global Research

** Growth in IT services .NIFTYIT could be weak amid policy uncertainties in the US; domestic rate cuts do not bode well for local banks' margins .NSEBANK

** Urban consumption remains weak, private capex yet to see a pick-up - note

** Brokerage says local stocks .NSEI well placed amid global trade turmoil but concerns on growth, elevated valuations remain

** "We are neutral on India from the Asian perspective with the 2025-end target of 82,240 for the Sensex .BSESN - HSBC

** The benchmark is currently trading at 82,500

** Lists Godrej Consumer Products GOCP.NS, UPL UPLL.NS, GAIL GAIL.NS, Ujjivan Small Finance Bank UJJI.NS, and HDFC Life Insurance HDFL.NS as "top picks"

** GOCP, GAIL, and HDFL up 0.8%, 1.4%, and 0.3%, respectively, while UPLL down 1% and UJJI down 3.3%

(Reporting by Vijay Malkar)

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April 30 (Reuters) - Ujjivan Small Finance Bank Ltd UJJI.NS:

• Q4 NET PROFIT 833.9 MILLION RUPEES

• Q4 GROSS NPA 2.18%

• Q4 INTEREST EARNED 15.73 BILLION RUPEES

• Q4 PROVISIONS & CONTINGENCIES 2.65 BILLION RUPEES

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** The worst appears over for Indian microfinance lenders, says Investec, citing improving asset quality at CreditAccess Grameen CRDE.NS and Ujjivan Small Finance Bank UJJI.NS

** Both stocks are up about 2.1%, outperforming the 0.7% drop in the Nifty 500 index .NIFTY500

** While peers like Equitas Small Finance Bank EQUI.NS face operational challenges such as lower collection efficiency, these two companies are better placed, says Investec

** Brokerage expects only a minimal impact on the two companies from stricter lending norms set to take effect in April

** Reiterates a "buy" rating on both stocks, estimating a 12-month upside of 17.9% for CRDE and 33.2% for UJJI; calls Ujjivan more attractive on valuations

** CRDE and UJJI are up 12.4% and 11% in 2025 so far, outperforming the Nifty 500’s 9% decline

(Reporting by Bharath Rajeswaran in Bengaluru)

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Feb 28 (Reuters) - Ujjivan Small Finance Bank Ltd UJJI.NS:

• UJJIVAN SMALL FINANCE BANK LTD - SFB COMPLETES SALE OF STRESSED LOAN PORTFOLIO FOR 342.6 MILLION RUPEES

Source text: ID:nBSEKv8wd

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Corrects to Thursday from Wednesday in first paragraph

Feb 27 (Reuters) - Shares of most Indian financial companies, especially those of non-bank and microfinance-focussed lenders, jumped on Thursday after the central bank further eased its capital requirements for micro loans and bank credit.

Financial stocks .NIFTYFIN, which include non-bank finance companies (NBFCs), jumped about 1%, outpacing the 0.7% increase in banking stocks .NSEBANK. The benchmark Nifty 50 .NSEI, in comparison, was flat.

The Reserve Bank of India, on Tuesday, trimmed the higher capital requirements introduced in November, the latest in a series of growth-supportive measures since Sanjay Malhotra took over as governor in December.

Under his watch, the RBI has eased liquidity, delayed some regulations and loosened restrictions placed on some lenders.

"We think this bodes well for the financial sector and lays more emphasis on consumption and growth ... and (we) reiterate our bullish view," Macquarie analyst Suresh Ganapathy said in a note.

On the day, Bandhan Bank BANH.NS gained 6%, while Shriram Finance SHMF.NS, AU Small Finance Bank AUFI.NS and Ujjivan Small Finance Bank UJJI.NS rose about 5% each.

Cholamandalam Investment and Finance CHLA.NS and Aditya Birla Capital ADTB.NS advanced 4.5% each. Bajaj Finance BJFN.NS rose 2.7% and IndusInd Bank INBK.NS gained 2%.

In comparison, top private lenders such as ICICI Bank ICBK.NS and HDFC Bank HDBK.NS were up under 1%.

The RBI's move should help most NBFCs' earnings, Morgan Stanley analysts said, picking Aditya Birla Capital, PNB Housing, Shriram Finance and Bajaj Finance as top beneficiaries.

Nomura analysts said banks with higher microfinance loan exposure, such as Bandhan Bank, IndusInd and AU Small Finance Bank, would also get much needed relief.

Since the rules were implemented in November, Aditya Birla Capital's shares had slid 16%, while AU Small Finance Bank and IndusInd Bank sank 28% and 31%, respectively. The worst hit, with a 38% tumble, was Bandhan Bank -- the day's top gainer.

However, Axis Bank Chief Economist Neelkanth Mishra cautioned that a reversal in the broad-based slide in loan growth -- caused by high liquidity costs and the RBI's discomfort with high loan-to-deposit ratios -- could take time.

"While these (RBI) signals should help revive lending, we believe the binding constraint remains durable liquidity."

(Reporting by Sethuraman NR; Editing by Savio D'Souza)

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Feb 14 (Reuters) - Ujjivan Small Finance Bank Ltd UJJI.NS:

• RBI: IMPOSED MONETARY PENALTY OF 670,000 RUPEES ON UJJIVAN SMALL FINANCE BANK

Further company coverage: UJJI.NS

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** Shares of Ujjivan Small Finance Bank UJJI.NS down ~3% to 33.5 rupees

** Lender, whose largest segment is retail banking, reports ~64% y/y drop in Q3 profit as provisions triple

** Provisions are funds kept aside to cover potential losses on loans

** Lender's gross non-performing asset (NPA) ratio rises to 2.68% from 2.18%, signalling deterioration in asset quality

** Indian banks grappling with rising bad loans in unsecured retail sectors and credit cards, hurting profitability

** UJJI shares have lost 40% in value in the last 12 months

(Reporting by Ananta Agarwal in Bengaluru)

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